The following interest rate chart is to provide an example of the options available for Home Loans in Australia.
It shows the rates for one of the banks as at the date shown, and includes the Standard Variable Rate (the most commonly quoted rate) and the discounted and fixed rates.
A common discount available from the Standard Variable Rate is 0.7%
| Home Loans | Rates as at 27-November-2010 |
| Introductory Home Loan Rates | |
| 6.84 % p.a. | 1 Year Introductory Fixed Rate |
| 7.10 % p.a. | 1 Year Discount Variable Rate |
| Basic Home Loan | |
| 7.22 % p.a. | Variable |
| Negotiated Basic Home Loan | |
| 7.13 % p.a. | Variable Rate |
| Standard Variable Loan | |
| 7.80 % p.a. | Variable Rate |
| Line of Credit Loan | |
| 7.90 % p.a. | Variable Rate |
| Fixed Rate Home Loans (including Line of Credit Loan Fixed Rates) | |
| 7.14 % p.a. | 1 Year |
| 7.34 % p.a. | 2 Years |
| 7.44 % p.a. | 3 Years |
| 7.74 % p.a. | 4 Years |
| 7.94 % p.a. | 5 Years |
| Low Doc Home Loan | |
| 7.95 % p.a. | Variable Rate |
| 7.14 % p.a. | 1 Year Fixed Rate |
| 7.44 % p.a. | 3 Year Fixed Rate |
| 7.94 % p.a. | 5 Year Fixed Rate |
| Low Doc Line of Credit Loan | |
| 8.05 % p.a. | Variable Rate |
| 7.14 % p.a. | 1 Year Fixed Rate |
| 7.44 % p.a. | 3 Year Fixed Rate |
| 7.94 % p.a. | 5 Year Fixed Rate |
| Seniors Access Home Loan | |
| 8.80 % p.a. | Variable Rate |
| Super Fund Home Loan | |
| 7.80 % p.a. | Variable Rate |
| 7.54 % p.a. | 1 Year Fixed Rate |
| 7.74 % p.a. | 2 Year Fixed Rate |
| 7.84 % p.a. | 3 Year Fixed Rate |
| 8.14 % p.a. | 4 Year Fixed Rate |
| 8.34 % p.a. | 5 Year Fixed Rate |
All rates are subject to change without notice.
Current Main Bank rates can be checked at:
- ANZ Bank: Home Loan Rates
- Commonwealth Bank: Home Loan Rates
- National Australia Bank: Home Loan Rates
- St George Bank: Home Loan Rates
- Westpac Bank: Variable Home Loan Rates – Fixed Home Loan Rates
