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                                      Visa or Mastercard for Overseas payments
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                                      Admin
                                      Sat May 02 2009, 02:12AM
                                      admin


                                      Registered Member #1
                                      Joined: Wed Jan 30 2008, 10:05AM
                                      Posts: 173
                                      I had to pay a couple of items the other day, both for US$10, at the same place with 3 minutes of each other, and I decided to use a different credit card for each.

                                      ANZ
                                      Visa charged me $14.37 + $0.43 conversion fee = $14.70

                                      St George
                                      Mastercard charged me $14.29 + $0.36 conversion fee = $14.65

                                      I did the transactions on 28th April 2009 at 11:38am and 11:41am

                                      Dates I was charged, per the card Statements (online data):
                                      27th April : ANZ - Visa
                                      30th April : St George - Mastercard

                                      Visa are remarkably efficient.... I am glad I don't pay any interest on the credit cards. !!!

                                      They charged me the day before I did the transaction !!!!


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                                      Admin
                                      Sat May 02 2009, 03:13AM
                                      admin


                                      Registered Member #1
                                      Joined: Wed Jan 30 2008, 10:05AM
                                      Posts: 173
                                      ANZ appear to use the local date in the country of the transaction, as the transaction date entered on the Statement.

                                      Although it was the 28th in Australia, when I made the transaction, it was still the 27th in the USA.
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