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Many people who migrate away from the UK, wonder about keeping up their National Insurance payments towards a future UK State Pension.
Gaps in your National Insurance contributions record can reduce the basic state pension you receive when you retire,…
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What basic Financial things do you need to know about Australia ?
Banking, Insurance, various things like this can be complex to a newcomer to Australia, so I hope to add some basic information here, with links for more detailed…
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The use of ATM machines in Australia has seen a record fall, but at the same time the use of the “cashback” option at the shops has also seen a record rise.
Some useful tips are at: http://www.bankers.asn.au/default.aspx?ArticleID=1446
example:
Tips…
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Average Existing Mortgages in Australia
The following figures show the average existing Australian Home Mortgage in April 2009, against the average Male Full time wage for each State.
NT $275,700 equal to 4.12 times Male income of $66,877
NSW $283,300…
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Following the Global Financial Crisis the numbers of home repossessions in each country has been rising.
To try to compare the actual numbers, I have located some newspaper reports as follows:
United Kingdom – about 787 home repossessions in the…
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Household income by percentage share:
Australia:
Lowest 10% receive 2% of all income
Middle 80% receive 72.6% of all income
Highest 10% receive 25.4% of all income (1994)
UK:
Lowest 10% receive 2.1% of all income
Middle 80% receive 69.4%…
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Credit Card Debt per head of Population
UK Credit card debt per head of population
1994 Total of: £9,453,209,396 = £163.38 per person
2004 Total of: £60,951,509,687 = £1,018.66 per person
2008 Total of: £65,580,040,237 = £1,068.37 per person. (3.94%…
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Cost of Living Increases in Australia
Between 2000 and 2009 the average full time NET wage income increased by 5.66% every year.
During the same period, (June 2000 to June 2009), the following sample of average annual cost increases were…
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The Australian Economy
A speech by Glenn Stevens, the Governor of the RBA
28 July 2009
This is an excerpt from a speech given by Glenn Stevens, the Governor of the Reserve Bank of Australia on 28th July 2009
We…
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Education Tax Refund
Education Tax Refund 2008/09 (ETR)
The Education Tax Refund (ETR) has now been passed by the Australian Parliament (November 27, 2008)
Under this new ETR, families who are able to claim Family Tax benefit part A, will…
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