Category: Banking and Finance

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Big Four Australian Banks Remove ATM Fees

Australian Banks announce the Removal of ATM Fees

On 24th September 2017, the CBA, Westpac, ANZ and NAB announced the removal of fees incurred on their ATM’s when used by non bank customers. This may come into effect in October… Read the rest

Australian Banks announce the Removal of ATM Fees

On 24th September 2017, the CBA, Westpac, ANZ and NAB announced the removal of fees incurred on their ATM’s when used by non bank customers. This may come into effect in October… Read the rest

Surcharges on Credit Card payments in Australia

Credit Card Surcharges when Shopping in Australia

Not everywhere accepts a Credit Card without adding on a surcharge to cover the retailers fees from the Credit Card companies. Most Supermarkets etc., do not add on extra for those paying by… Read the rest

Credit Card Surcharges when Shopping in Australia

Not everywhere accepts a Credit Card without adding on a surcharge to cover the retailers fees from the Credit Card companies. Most Supermarkets etc., do not add on extra for those paying by… Read the rest

Opening a Bank Account in Australia

Opening a Bank Account in Australia

Under current government legislation, you need to provide personal identification up to the value of 100 points when opening any account (including loan accounts). The following shows the normal points per ID, according to… Read the rest

Opening a Bank Account in Australia

Under current government legislation, you need to provide personal identification up to the value of 100 points when opening any account (including loan accounts). The following shows the normal points per ID, according to… Read the rest

Credit Cards for Temporary Residents in Australia

Can a Temporary Resident have a Credit Card issued in Australia

Not every Bank in Australia will issue a Credit Card to a temporary resident, but some do, including the main 4 banks.

ANZ Bank Credit Card for Temporary Resident

… Read the rest

Can a Temporary Resident have a Credit Card issued in Australia

Not every Bank in Australia will issue a Credit Card to a temporary resident, but some do, including the main 4 banks.

ANZ Bank Credit Card for Temporary Resident

… Read the rest

Credit Card Standard Rates And Fees

Credit Card Rates and Fees in Australia

Credit card fees are never really simple, and there are often catches that the new card holders are not expecting. Especially involving Interest rates, Fees and Interest Free periods. It really is well… Read the rest

Credit Card Rates and Fees in Australia

Credit card fees are never really simple, and there are often catches that the new card holders are not expecting. Especially involving Interest rates, Fees and Interest Free periods. It really is well… Read the rest

Monthly Fees on Australian Bank Accounts

Australian Bank Account Monthly Fees

Australia has four main banks, Australia and New Zealand Bank (ANZ), Commonwealth Bank of Australia (CBA), National Australia Bank (NAB) and Westpac.  There are a number of smaller banks, but these are kown as the… Read the rest

Australian Bank Account Monthly Fees

Australia has four main banks, Australia and New Zealand Bank (ANZ), Commonwealth Bank of Australia (CBA), National Australia Bank (NAB) and Westpac.  There are a number of smaller banks, but these are kown as the… Read the rest

Credit Card Balances accruing Interest

Real Credit Card Borrowing in Australia

There is often a lot of talk about Credit Card debt in Australia, and the figure being headlined in Newspaper Reports is often the total of all Credit Card Balances and not the real… Read the rest

Real Credit Card Borrowing in Australia

There is often a lot of talk about Credit Card debt in Australia, and the figure being headlined in Newspaper Reports is often the total of all Credit Card Balances and not the real… Read the rest

Value of GBP 10,000 in Australian Dollars

How much is the British Pound Worth now?

With all the movement of Currency Values following the British Referendum on Europe, it is interesting to see how the British Pound is going against the Australian Dollar. These figures are the… Read the rest

How much is the British Pound Worth now?

With all the movement of Currency Values following the British Referendum on Europe, it is interesting to see how the British Pound is going against the Australian Dollar. These figures are the… Read the rest

Naritas Finance Home Loans For New Migrants

Naritas Finance: Home Loans For New Migrants

Naritas Finance offer Loans For New Migrants & Overseas Borrowers. Cost-Effective & Professional Solutions For People With Visa & FIRB (Foreign Investment Review Board) Considerations. Acceptable visas include: Permanent: 100,103,115,116,120,121,124,132,143,155,157,176,186,187 & 200,201,203,204 &… Read the rest

Naritas Finance: Home Loans For New Migrants

Naritas Finance offer Loans For New Migrants & Overseas Borrowers. Cost-Effective & Professional Solutions For People With Visa & FIRB (Foreign Investment Review Board) Considerations. Acceptable visas include: Permanent: 100,103,115,116,120,121,124,132,143,155,157,176,186,187 & 200,201,203,204 &… Read the rest

Temporary Resident Home Loans

Home Loans for Australian Temporary Residents

As a general rule, where one applicant is a Temporary Resident the maximum LVR is 80% so a 20% deposit is required before the banks will consider a home loan application from a Temporary… Read the rest

Home Loans for Australian Temporary Residents

As a general rule, where one applicant is a Temporary Resident the maximum LVR is 80% so a 20% deposit is required before the banks will consider a home loan application from a Temporary… Read the rest

Interest rates in Australia – December 2014

Australian Interest rates

For Reserve Bank ‘Cash Rate’ Interest Rates

See: www.britzinoz.com/australian-interest-rates-reserve-bank-of-australia

Where do you find the best Interest rates in Australia, both for Mortgages and Savings ?

Some options include these web sites: myrate www.infochoice.com.au Their web site says… Read the rest

Nov 6th 2014: Special Update: Australian Dollar hits 4-year low

Special Update: Australian Dollar hits 4-year low

AUD-USD There has been continued weakness in commodity prices and stronger than expected US private-sector jobs growth overnight combining to take the Australian dollar through critical support at the 0.8650 mark. The Aussie… Read the rest

Australian Superannuation Co-contribution scheme

Australian Superannuation Co-contribution scheme

The super co-contribution scheme is designed to assist eligible individuals to save for their retirement. If you are eligible and make personal super contributions during a financial year, the government will match your contribution with a… Read the rest

Low Income Superannuation Contribution

Australian Low income superannuation contribution

This has now been SUSPENDED following changes to the Minerals Resource Rent Tax Repeal and Other Measures Bills in September 2014 The low income superannuation contribution (LISC) is a superannuation contribution made on behalf of… Read the rest