Home Loans for Australian Temporary Residents
As a general rule, where one applicant is a Temporary Resident the maximum LVR is 80% so a 20% deposit is required before the banks will consider a home loan application from a Temporary Resident.
However it is possible to borrow up to 95% at normal home loan interest rates where the temporary resident is the spouse of an Australian Citizen or permanent resident. Even better, providing one of the applicants is an Australian Citizen or permanent resident you may be eligible for the First Home Owners Grant.
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