All Credit Cards have a credit limit, but sometimes we overspend and go over that limit. The banks can, and often do, charge us for that little error in our spending.
How much we pay will depend on which bank we use for our Credit Cards.
These fees were applicable in February 2012:
ANZ
$20.00 Fee on exceeding Credit card limit www.anz.com
Commonwealth Bank
$10 Fee on exceeding Credit card limit www.commbank.com.au
HSBC
$30.00 Fee on exceeding Credit card limit www.hsbc.com.au
National Australia Bank
$NIL Fee on exceeding Credit card limit www.nab.com.au
St.George Bank
$9.00 Fee on exceeding Credit card limit www.stgeorge.com.au
Westpac
$9.00 Fee on exceeding Credit card limit www.westpac.com.au